Although no credit check mobile phones are not a new product, it seems more and more people are enquiring about them on a daily basis. And this means they have a million questions to ask, which we can understand. We believe it is imperative to do your research before entering anything new and for that reason, we have drawn up this list of frequently asked questions that we think covers important aspects of both no credit check mobile phones as well as the products that we offer in our range.
Should something not be covered here, please feel free to contact us and we will help you with your specific question.
Question: Please explain no credit mobile phone contracts to me?
Answer: A no credit mobile phone contract is very similar to the kind of mobile contract you will find from a phone supplier on the high street. Here however, the major difference is that they are aimed at people suffering from a bad credit rating. Because of this bad credit rating, they are unable to sign up for a regular phone contract, but a no credit check contract is within their reach. All they need to do is apply for one, bring the correct documents and once approved they can choose a contract type and handset in the range as specified by us.
Question: How long has Bedes Phones supplied this form of contract?
Answer: We have been in the no credit check mobile phone market for the past six years. Trust us, we will guide you every step of the way to not only pick the correct handset but the correct contract type as well. Make all your repayments and you can actually help improve your credit score.
Question: I have suffered from bad credit ratings for years. Am I guaranteed a contract?
Answer: Pretty much so. We help around 99% of those people who come to us for a contract should they meet all the conditions of course.
Question: And what are those conditions?
Answer: Well they are simple really. You need to be older than 18 years of age, a resident of the United Kingdom and earn a regular income. We find most people are turned away as they are either too young or not a UK resident.
Question: Are you sure my negative credit rating won’t affect me?
Answer: No, we promise it won’t. We are obliged to go into your credit record when signing you up for a contract, but your rating has absolutely no bearing on your approval. We understand that in the past, you probably have been rejected time and time again because of your credit rating, but the no credit check mobile phone contract was devised to help people such as yourself.
Question: If I do get a phone through you, what networks will I be able to access?
Answer: We have a range of networks that we can secure no credit mobile phone contracts on. These include many of the larger mobile networks found throughout the United Kingdom as well as some of the smaller companies, who sometimes offer the best rates. If you are approved for a contract, we will give you a range of options for you to choose from in the price band we think best suits you so that you can make repayments easily.
Question: What happens if I default on a payment?
Answer: Well, to be honest, we would not recommend it. If you continually default you will lose your handset. If you are struggling, try to make a plan for that month. A phone contract isn’t really that expensive.
Question: What phones do you have on offer?
Answer: We have a range of phones on offer, from entry level phones to the latest smartphones available on the market as well as many budget smartphone options which are an excellent choice if you want value for money. Phones include models from Samsung, HTC, Apple, Huawei and Sony to name but a few.
Question: I actually have a phone that was given to me by a friend. Do you have ‘sim only’ contracts?
Answer: Yes we do and if you already have a handset, these can save you a lot of money as you will not be paying your handset off as well as the contract. By taking a ‘sim only’ contract you are pretty much guaranteed 100% approval as well.
Question: How long do these no credit check contracts run for?
Answer: This is one of the major differences between a normal phone contract and a no credit check mobile contract. Normally, a regular contract will run for around 12 months. A no credit check phone contract can run from 18 to 24 months.